ROOF DAMAGE
A lightning strike can start o ff a fire in a home or commercial property. However, most lightning damage occurs from an electrical surge that can short out computers, appliances, phone systems and the building’s electrical systems.
Lightning doesn’t even have to hit a home directly to result in property damage like damage to roofs. For example, a neighbor’s tree can be struck by lightning and fall on a nearby home, leaving it uninhabitable. Sometimes, the damage is not so obvious. Tile or shingle roofs may become cracked, displaced or otherwise compromised.
Our 100% success rate has our clients returning to us time and time again due to our expertise in:
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Understanding and interpreting insurance policy language.
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The latest legislative and code changes that might affect your claim.
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Accurately estimating the scope of the storm damage Compiling a comprehensive claims package with supporting data.
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Getting the right outside experts involved when needed
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Applying all of your policy’s provisions
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Negotiating skillfully to maximize your settlement
And, not surprisingly, you may not even realize that you have damage until after a heavy rain which could be many days from the date of damage. This can give insurance companies an opportunity to try to claim that the leak was not caused by a particular storm or struck of lightning. Trying to get a claim settled in this type of case is especially troublesome.