THEFT & VANDALISM
Theft and vandalism claims in Florida can have an emotional impact on the policyholder. Not only are they dealing with the emotional loss, they have experienced a financial loss as well. Some of the tips we always recommend our police holders are as follows:
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It is important that immediately following the discovery of the theft or vandalism damage a police report needs to be filed with your local Police Department and your insurance company needs to be notified.
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You must make a detailed list on that list of everything stolen or vandalized.
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The best forms of documentation you should collect to support the stolen/vandalized items can include: pictures, videos, and proofs of purchase, such as: invoices/receipts, credit card statements, policy endorsements, and appraisals.
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Vacancy becomes a major issue in theft and vandalism claims. Depending on the policy language, if a property is left vacant for a specified amount of time the theft/vandalism claims may be denied.